When the banks can't help, we can.
Through Island Preferred and our partner network, we connect business owners and households nationwide to the capital, savings, and tools that actually move the needle. Six high-impact offerings, one trusted point of contact.
Available nationwide
- Business Capital & Lines of Credit
- Payment Processing
- Healthcare & FlatFee RX
- Solar Solutions
- Free Savings Portal
- ID Protection & 6TB Backup
Funding for businesses banks have turned away.
As an Independent Agency representative for David Allen Capital (DAC), Island Preferred connects business owners to working capital, lines of credit, and customer financing — without the bank-application bureaucracy.
- Preferred Funding for established businesses
- Instant Micro Funding for fast cash needs
- Lines of credit & customer financing
- Powered by topbizfinance.com (DAC)
Lower-rate merchant processing, transparent pricing.
Retail, e-commerce, restaurant, and service-business processing — built around competitive interchange-plus pricing, fast onboarding, and service that actually picks up the phone when you call.
- Retail, online, mobile, and integrated POS
- Transparent rate review against your current processor
- Customer financing add-on for big-ticket sales
Up to 60% off healthcare costs, plus prescription savings.
DAC Healthshare gives 1099 contractors, business owners, and W-2 employees an alternative to traditional plans — with stated savings of up to 60% versus comparable coverage. FlatFee RX adds prescription membership starting at $19.95/month.
- Individual, family, and group plans
- FlatFee RX: $19.95 individual / $29.95 family per month
- 90%+ of common drugs free for members
- Bill personally saves $6,000+/year on this plan
Residential and commercial solar that pays you back.
We connect Long Island and nationwide property owners to vetted solar installers with strong track records — structured to maximize tax credits, rebates, and long-term savings.
- Vetted installer network
- Federal & state tax credit guidance
- Residential and commercial
Free member access to Savings Hwy.
The Free Savings Portal gives you discounted access to travel, dining, wellness products, ID protection, and a 6TB cloud backup product — the same tools we use ourselves. Membership is free and there is no upsell.
- Travel, dining, and lifestyle savings
- Wellness products at member pricing
- ID protection & 6TB cloud backup
AI tools for real estate professionals.
Through our Sparky AI partnership, agents and investors get an AI-powered lead engagement and follow-up system. Plus an all-in-one AI marketing solution for businesses ready to upgrade their pipeline.
- Real Estate AI System (powered by Sparky AI)
- All-in-one AI marketing solution
- Onboarding and integration support
Common questions on Island Preferred Solutions.
Are these services available nationwide?
Why work with Island Preferred for funding instead of going to a bank?
How does the healthcare savings work?
What is FlatFee RX and how does it differ from a discount card?
Pick the solution that fits, and we will set up a quick call.
Tell us what you are trying to solve. We will route you to the right product, the right partner, or just answer the question if that is all you need.